Liability insurance

Tradesmancover.co.uk provides employer’s liability insurance and public liability insurance to over 175 tradesmen, providing cover against any claims that may be brought against a company or an insured individual due to negligence causing injury or damage to a person or property. This comes in two forms, employer’s liability insurance and public liability insurance, so whether you are looking for just one or both, tradesmancover.co.uk can provide you with the cover you need.

Employer’s liability insurance is required by law if you have any employees, to give you and your business cover should they become injured or even die whilst working under your employment.  Tradesmancover.co.uk provides tradesman with £10 million of employer’s liability insurance, for that extra protection should you face any court proceedings.

Public liability insurance provides the protection businesses may need against members of the public and their property if they become damaged or injured, this may be for example a brick falling on a car, or a member of the public tripping over a pipe that may have been left on the floor. Accidents do happen so having that extra bit of protection is a must have.

Employers Liability Insurance

When you own your own business you want to make sure that you have the correct insurance in place to protect you, and your employees safety.

Employers liability insurance is a legal requirement when you have employees working for you. This covers every type of employment including self-employed, part time and voluntary workers. With this in consideration you will want to make sure that in the event of a claim you have full cover to pay and legal fees and compensation claim.

As you take on the health and safety of your staff it is important that the cover provided is adequate. The legal requirement for employers liability insurance is £5 million however tradesmancover.co.uk offers £10 million as standard.